| CONDO UNIT OWNERS CHECKLIST
1. Certain types of personal property have limited coverages, such as money,
jewelry, furs, silverware, cameras, computers, musical instruments,
antiques, artwork, collectibles, and firearms. Would you like to add
special coverage for any of these types of property? If you have this coverage
now, is it time for an update?
2. Do you employ anyone at your home?
3. Are you paid for baby-sitting or do you operate a day care?
4. Do you operate a business from your condo or do you have business
contents in your condo?
5. Do you rent any part of your premises to anyone?
6. Do you own or do you ever rent a recreational vehicle such as a
snowmobile, motorcycle, dirt bike, moped, ATV or golf cart?
7. Do you own or rent an aircraft?
8. Do you own a boat?
9. Do you live in or near a flood zone?
10. Is your basement susceptible to flooding or back up of sewers or
drains?
11. Do you own any other real estate not currently insured with Baldwin
Insurance?
12. Is damage from earthquake a concern for you?
13. Do you own any livestock or do any farming?
14. Does your unit conform to current town zoning ordinances?
15. Is food spoilage caused by power outage a concern for you?
16. Do you have any roomers or boarders at your home?
17. Is your home equiped with a central station burglar or fire alarm?
18. Would you like to add coverage for Personal Injury (e.g. libel or
slander)?
19. Have you done any remodeling to the interior of your condo that would affect the value your unit's improvements and bettterments?
20. Are you familiar with your policy coverages? It is very important
that you have adequate contents, improvements & betterments, loss
assessment and personal liability coverages. Baldwin Insurance can
help you understand the purpose of these coverages and guide you in
determining proper limits.
21. If we do not currently insure your autos, may we give you a quote?
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